(多选题)40: Which bills are required endorsement when transferred in the following items?下列哪些票据在转让时需要背书?( )
A: A Bill of Exchange is payable to Mary or bearer.
B: A Bill of Exchange is payable to Mary.
C: A Bill of Exchange is payable to Mary only.
D: A Bill of Exchange is payable to Mary.
E: Pay to bearer.
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