12. The bank refused to () him any money, so he had to postpone buying a house. A. credit B. borrow C. loan D. lease ...

14. Not having a good command of English can be a serious () preventing you from achieving your goals. A. obstacle B. fault C. offense D. distress ...

3. () recent developments we do not think your scheme is practical. A. In view of B. In favor of C. In case of D. In memory of ...

19. We can accept your order () payment is made in advance. A. in the belief that B. in order that C. on the excuse that D. on condition that ...

12. Because of a () engagement, Lora couldn’t attend my birthday party last Saturday. A. pioneer B. premature C. prior D. past ...

23. Computer technology will () a revolution in business administration. A. bring around B. bring about C. bring out D. bring up ...

17. Researchers at the University of Illinois determined that the () of a father can help improve a child’s grades. A. involvement B. interaction C. association D. communication ...

8. These teachers try to be objective when they () the integrated ability of their students. A. justify B. evaluate C. indicate D. reckon ...

3. It is reported that Uruguay understands and () China on human rights issues. A. grants B. changes C. abandons D. backs ...

18. The beam that is () by a laser differs in several ways from the light that comes out of a flashlight. A. emitted B. transported C. motivated D. translated ...